Estate Planning

Why would I need Estate Planning?

Believe it or not, you have an estate! In fact, nearly everyone does. Your estate is comprised of everything you own—

• your car,
• home,
• other real estate,
• chequing and savings accounts,
• investments,
• life insurance,
• furniture,
• personal possessions.

No matter how large or how modest, everyone has an estate and something in common—you can’t take it with you when you die. Estate planning is for everyone.

It is not just for “retired” people, although people do tend to think about it more as they get older. Unfortunately, we can’t successfully predict how long we will live, and illness and accidents happen to people of all ages. Estate planning is not just for “the wealthy,” either, although people who have built some wealth do often think more about how to preserve it. Good estate planning often means more to families with modest assets, because they can afford to lose the least.

We are able to look at your complete financial picture and develop a course of action to minimize your tax liability for your retirement and your heirs. Only then can we communicate with your Lawyer to share this course of action.

Too many people give away their power through a lack of a plan.
Individuals put off estate planning because they think they don’t own enough, they’re not old enough, they’re busy, think they have plenty of time, they’re confused and don’t know who can help them, or they just don’t want to think about it. Then, when something happens, their families have to pick up the pieces. Estate Planning eases your family’s burden and can minimize taxes.

Estate Planning can minimize taxes, but we ALL need a plan.